Retail banking
Banks suspend dual-currency deposits in Japan
Returns on dual-currency and structured deposits will not be covered by state insurance scheme, Japanese FSA decides
UK banks face up to SME swap misselling claims
Sales of the unexpected
Fears that IFAs will focus on the 'super-rich' post-RDR
As the regulatory environment gets tougher for UK retail banks, some industry figures warn of an exodus of IFAs from the retail market in order to target high-net-worth investors
Deposit flight threatens banks' eurozone ALM efforts
Attempts to match assets and liabilities on a country-by-country basis could be threatened if Greece exits eurozone, lenders fear
FSA crackdown on Ucis to hit private wealth management hardest
The potential ban on the sale of unregulated collective investment schemes to retail will also reduce the range of investments in the private wealth sector, say industry participants
Why structured products might benefit from the FSA's Retail Distribution Review
Market participants in the UK are optimistic that the removal of commission in favour of fees for financial advice as part of the Financial Services Authority's Retail Distribution Review will help sales of structured products
Structured products linked to real assets and credit back on the menu in Italy
The Italian structured products market is seeing a pick-up as institutional investors demand exposure to physical assets and credit
Record HSBC fine shows FSA getting tough on retail conduct
Experts believe multi-million-pound fine issued to HSBC to be continuation of FSA focus on banks' retail failings
ICB's ring-fencing may spell the end for free banking
Industry experts fear ring-fencing of banks' retail operations as proposed in the ICB's interim report may spell the end for free banking in the UK
Capital One: banking on banking
Capital gains
TD Bank looks to build market share
A consistent culture
JAC reaffirms retail structured products principles with bigger committee
JAC reaffirms retail structured products principles with bigger committee
ICB report could spell trouble for investment bank funding
Experts say fencing off retail deposits would leave investment banks struggling to meet key Basel III liquidity ratio
FSA report reveals shape of future FCA enforcement
Retail Conduct Risk Report foreshadows stance on consumer protection expected from the upcoming UK Financial Conduct Authority
RBS, Natwest slapped with £2.8m fine over poor complaints handling
RBS, Natwest receive £2.8m fine for poor complaints handling
Job-seeking op risk managers have all the power, say recruiters
Staff with the relevant experience face a wealth of choices and higher wages says Barclay Simpson
Uralsib's great expectations
Great expectations
Credit Suisse re-enters Taiwanese retail market
Credit Suisse re-enters Taiwanese retail market
The battle for retail depositors
The battle for depositors
Dodd-Frank: consumer protection regulator to increase retail op risk exposure
The planned Consumer Financial Protection Bureau could drive US focus on treating customers fairly for retail banking and credit products
Hong Kong Structured Products Bill ready for first reading
The introduction in Hong Kong of the new laws for structured products took one step closer with the announcement of a first reading for the bill on July 14. A lengthy consultation period that followed the creation of the first draft of proposals has…
Banks fail to exploit market for smartphone apps
Third parties are developing downloadable applications (apps) for banking, leaving banks lagging behind