Diversification

Cutting edge: Visualising value-at-risk

Risk transparency is an important yet elusive goal of any risk management process. One challenge is to understand the diversification effects of the portfolio elements. Wentao Zhao and Kevin Kindall introduce a graphical technique based on value-at-risk…

Economic capital – how much do you really need?

Economic capital is becoming the language of risk. While market, credit and operational risk have different determinants and use different methodologies, the levels of risk can all be summarised in a common dimension – the amount of economic capital…

Overcoming the hurdle

How should capital be allocated to different business lines in a financial institution? ThomasWilson explores this question from an investor's perspective by constructing a statisticalmodel that measures the risk of individual business types.

Overcoming the hurdle

How should capital be allocated to different business lines in a financial institution? Thomas Wilson explores this question from an investor’s perspective by constructing a statistical model that measures the risk of individual business types. The…

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