Solvency II
WHAT IS THIS? Europe’s Solvency II directive came into effect in 2016, putting risk at the heart of a harmonised prudential framework for insurance firms. Similar in outline to the banking industry’s Basel standards, Pillar 1 sets out quantitative requirements; Pillar 2 tackles risk management and governance; Pillar 3 addresses transparency, reporting and public disclosure.
Internal model approval – the regulator’s view
The perfect model
Solvency II could alter product mix of US subsidiaries of European insurers
Solvency II could alter product mix of US subsidiaries of European insurers
The diverse approach
The diverse approach
Developing structured solutions for Solvency II
Shopping for Solvency II
EDHEC and Russell team up for Solvency II benchmark indexes
EDHEC and Russell team up for Solvency II benchmark indexes
LPR Nordics: Danish FSA warns industry against Solvency II "compliance exercise"
Top Danish insurance and pensions regulator uses Life & Pension Risk Nordic conference to caution firms not to treat new regulation as a box-ticking exercise - or to rely on delays
Borrowers fear Solvency II will hit demand for corporate paper
Solvency II and credit: A change in appetite
Less than 50% of insurers think industry will meet Solvency II deadline, survey finds
Less than 50% of insurers think industry will meet Solvency II deadline, survey finds
Eiopa’s Bernardino: stress tests are Solvency II trial run
Eiopa’s Bernardino: stress tests are Solvency II trial run
Using external data to calibrate Solvency II internal models
External solutions
Understanding the hidden risk of Solvency II
The hidden risk
Sponsored roundtable: Rate of change
Life & Pension Risk and roundtable sponsor Royal Bank of Scotland convened with industry leaders to discuss the future of the German life insurance sector as it faces low interest rates and a new regulatory regime
Solvency II drives changing appetite for fixed income
Changing appetites
FSA: insurers should prepare for failure of internal model approval
FSA: insurers should prepare for failure of internal model approval
Stress ahead for European insurers
Ready for the roll-out
New regulations leave retail structured products on shaky ground in France
One step forwards, three steps back
The encroachment of Solvency II
The encroachment of Solvency II
Eiopa's Bernardino: stress tests are Solvency II trial run
New regime will introduce regular capital tests - insurance industry doesn't have credibility problem, Eiopa chair says
Ernst & Young interview: A combined solution – overcoming the twin challenges of Solvency II and IFRS
The timing of the implementation of Solvency II and the second phase of IFRS presents a major logistical challenge for insurers which are not prepared
Banks ready with solutions for Solvency II
Solvency II solutions
EC's Van Hulle responds to industry's Solvency II broadside
EC head of insurance and pensions Karel Van Hulle acknowledged industry concerns at Risk's European conference this week - but pushed back against doom-mongering
The final hurdle for Solvency II
The final hurdle