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Retail banking performance improves Groupe BPCE cost of risk
Retail banking network cost of risk falls 22bp to 15bp
French bank Groupe BPCE cut its cost of risk by €107 million ($126 million) in the first quarter of 2018, indicating an improvement in the quality of its loan book.
The French bank posted a total cost of risk – annualised net impairment provisions divided by gross loans outstanding – of €259 million at the end of March, a 29% decline from the same period a year ago when loan charges amounted to €366 million.
Expressed as a ratio, the cost of risk fell from 22 basis points to 16bp year-on
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