Countdown to compliance

As Solvency II comes closer to reality, insurers now have to focus not just on accurately collecting and modelling data, but also on how that data is integrated into the entire risk management process. But what is enterprise risk management? Andrew Sheen reports

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The ratification of Solvency II by the European Parliament in late April has intensified the pressure on insurers to ensure their processes are up to date and fully compliant with the incoming directive. With only a few years until Solvency II is phased in, big decisions, such as whether to use internal or external models, are being tackled. Yet many companies risk overlooking another important, if less attention-grabbing part of the picture - enterprise risk management (ERM) - as more pressing

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