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US mid-sized banks may bulk up. (Is that safe?)
The crisis over a decade gone, the Fed’s ‘tailoring’ proposal will greatly relax rules on the mid-tier
![US regional banks](/sites/default/files/styles/landscape_750_463/public/2019-05/US-regional-banks_0.jpg.webp?h=07849d09&itok=0wOj2_7T)
In 2010, the Dodd-Frank Act laid low the brawlers of the banking world, setting liquidity and capital fenders, and zip-tying some of the banks’ worst excesses. To a world shell-shocked by 2008, it seemed a small measure of justice.
But in May of last year, legislation reversed parts that governed mid-range banks, implying some rules were no longer necessary. Instead of $50 billion in assets tipping a bank into the most onerous category of the law, it would take far more: $250 billion.
Then in
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