Insurance optional
The plight of European life insurance companies, in financial jeopardy due to minimumguarantees offered to policyholders, has received much press coverage. Had theyproperly understood the hidden options on their balance sheets, these companies couldhave avoided this debacle. Claudio Giraldi, Gabriele Susinno, Giacomo Berti, John Brunello,Silvia Buttarazzi, Gianluca Cenciarelli, Carlo Daroda and Giuseppe Stamegna show how
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