Second life

Life insurance securitisations have been hampered by foundering monolines and shaky credit markets. But even with such setbacks continuing, some market participants think they are due for a renaissance. Mark Pengelly reports

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Securitisation has been much maligned in recent months, with the originate-and-distribute model that has seen billions of dollars of subprime mortgages loans tranched up and sold on to investors blamed for much of the market's ills. But before soaring subprime delinquencies and mass downgrades caused credit spreads across the board to blow out and securitisation markets to grind to a halt, it was held up not just as the future of banking but also of insurance.

The life insurance securitisation

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