In the hiring line

Whisper it quietly, but the worst may be over in terms of redundancies as banks start to fill vacancies in what are perceived to be the next growth areas.

Like many Brits I've revelled in the self-flagellation of the last two years. Every time I look at my mortgage statement (albeit with a 0% interest rate... gloat, gloat) I kick myself for not doing more to get rid of it when the good times were rolling. I'm close to the decade of your life where your mortgage feels like a massive personal loan rather than some nominal gargantuan figure that will be sorted out in another lifetime. I won't make that mistake in the next boom.

The next boom, I hear

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