Is integrated risk financing dead?

With an ever-increasing demand for integrated risk structures, managers are reconfiguring their insurance programmes to better leverage their companies’ capital and lower their cost of risk. Randall Clouser, of Zurich Corporate Solutions® outlines the company’s approach

In today’s severely contracted insurance market, with capacity scarce, terms drastically tightened, and multi-year insurance contracts non-existent, many assume that integrated risk financing is a thing of the past. On the contrary, current insurance market conditions have actually made the value proposition of integrated risk structures – their ability to provide long-term, strategic capacity – even more relevant. And demand for integrated structures has never been greater