Co-operative Group
How does the Co-operative Group tackle the complexities of its life and pensions liabilities while staying true to the ethics enshrined in its founding principles?
With its north of England working class Victorian roots, the Manchester-based Co-operative Group is something of a national institution in the UK. Famously run according to ethical and fairness principles, the Co-op is a retailer owned by its customers, who for a £1 fee enjoy voting rights and an annual dividend as a reward for trading with the company. The banking and insurance products sold by the group's Co-operative Financial Services (CFS) subsidiary brought in operating profit of £85
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