Chen Ling Jia

Ling-Jia Chen

Bank of Jiangsu

Ling-Jia Chen she works in the Small Business Finance Department in the headquarters of Bank of Jiangsu, which ranked 71st among global banks in terms of tier 1 capital in the list of “Top 1000 global banks in 2022” published by the Banker in July 2022. Since obtaining her master’s degree at the Business School of Nanjing University in 2009, she has been engaged in loan credit related work at the Bank of Jiangsu, including the system construction of small and micro credit loan businesses, product process design, automatic approval of loan applications and risk management. Relevant work accreditations have been awarded by the Bank of Jiangsu, Financial Regulatory Authority, and the Banking Association of China. Thanks to 13 years of rich practical experience, she is knowledgeable on loan theoretical research, credit data mining, scorecard modeling of credit, granting behavior of small and micro customers, and the universality and availability of small and micro loans. At present, she is studying for a doctorate at the School of Business, Nanjing University. Her research direction covers finance and digital finance.

Follow Ling-Jia

Articles by Ling-Jia Chen

You need to sign in to use this feature. If you don’t have a Risk.net account, please register for a trial.

Sign in
You are currently on corporate access.

To use this feature you will need an individual account. If you have one already please sign in.

Sign in.

Alternatively you can request an individual account here