Anneke Kosse
BIS
Anneke Kosse is a Senior Economist at the Secretariat of the Bank for International Settlements’ Committee on Payments and Market Infrastructures (CPMI). Her portfolio includes conducting research and supporting the Secretariat’s policy and standard-setting work in the field of central bank digital currencies, cryptoassets and stablecoins. Previously, Anneke worked at the Bank of Canada, most recently as a Research Advisor at the Banking and Payments Department, where she was responsible for leading the Bank of Canada’s research agenda for the modernization of the Canadian payment system. Prior to that, Anneke worked for nearly ten years at the Dutch Central Bank, where she conducted research in the area of retail payments. Her payments research has been published in various peer reviewed journals. Anneke holds a PhD in Business and Economics from Tilburg University.
Disclaimer: Any contributions to the JFMI, including views expressed, are done in a personal capacity and should not be reported as representing the views of BIS or BIS policy.
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Articles by Anneke Kosse
Transmission of cyber risk through the Canadian wholesale payment system
The authors investigate how a paralyzing cyber attack on one or more banks would spread to other banks through the Canadian wholesale payment system and simulate various scenarios, evaluating the total disruption to the payment system.
An empirical analysis of bill payment choices
The aim of this paper is to examine which payment instruments Canadians use for paying bills and to assess the factors driving their bill payment behavior.
Predicting payment migration in Canada
The authors employ historical LVTS and ACSS data and use the discrete choice demand estimation approach to uncover end users’ and financial institutions’ preferences when deciding which payment instruments and payment systems, respectively, to use.