Life firms look to build on mortgage lending success
The Netherlands, where the residential mortgage market is proving an attractive source for high-yielding investment, could provide inspiration for insurance activity in mortgage lending elsewhere
The search for yield at a reasonable risk is leading many insurers to explore possibilities far and wide. Insurers in the Netherlands have found one solution right on their doorstep – in residential mortgage origination. There is a particular set of circumstances surrounding home loans in the Netherlands that differentiate it from other countries, and it is these conditions that local insurers are exploiting for benefits that go beyond the attractive risk/return ratio. Outside investors
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